SERVICES

We have a wide range of services to meet all the communities needs.

Our services include Savings, Insurance, Foreign Exchange, Bill Payments and Payroll Deductions.

We also provide very attractive special low interest rate loans for housing and home improvements. Click the button for details of our current Loan Offers and other services or scroll down to to read more general information about our services.

Insurances

Travel Insurance

The credit union starplan insurance is a comprehensive world wide travel insurance policy. the policy is available on an individual or family basis . A further 10% discount applies if you are borrowing from your credit union for your holiday.

Autounion Car Insurance

Members can avail of autounion car exclusive which is an exclusive deal with first call direct. please ring Autounion at 1850 259 259

Health Insurance

We offer our members 10% discount if they are members of our group schemes with both VHI and BUPA. please call VHI at (021) 4277188 and bupa at 1890 700 890

 

House Insurance

You can insure your house and contents with Homeunion 50 and Homeunion 25 at very competitive rates. Discounts of 35% are also available on your premium.

Repayment Protection Insurance

Repayment Protection Insurance is a policy which meets your loan repayments for a specified period of time if you are forced out of work for any number of reasons e.g. : accident , illness or redundancy. members with existing loans can also avail of this insurance. Repayment protection insurance is an optional benefit on loans and is priced competitively.

Life Savings Insurance

At no extra cost we provide life insurance cover on our eligible members savings up to 7620 Euro. The insurance cover decreases as the member gets older. Once earned the insurance stays in force provided the member does not withdraw their savings

Loan Protection

Life Insurance Loan protection insurance is provided to our borrowing members upto the age of 80 at no extra cost. Under our loan protection scheme the loan, on the death of a member, is cleared ( subject to terms and conditions).

Death Benefit Insurance

At no additional cost a sum of 1300 Euro is added to a members account in the event of death. Once the member has opened their account before their 70th. birthday and remain a member they automatically qualify. This insurance was introduced to cover the cost of funerals.

All the above insurance products are subject to terms and conditions

Payroll Deductions

If you are employed by any of the following employers you can set up a payroll deduction from your wages to be paid to your credit union account.

  • Artesyn Technologies
  • Avery Dennison
  • Couristan Carpets
  • Dairygold Co Op
  • St. Raphaels Hospital
  • Seafield Technical Textiles
  • Tytex
  • Youghal UDC


Bill Payments

Rail Tickets

We offer rail tickets which are open destination , one way rail vouchers for all mainline railway travel in the Republic of Ireland.

Chorus

Payments for Chorus , formerly Cork Multi Channel , are accepted by your credit union.

Standing Orders

You can set up a standing order from your bank account to pay a specified amount into your credit union account each week or month. By setting up a standing order you avoid queueing and we send a statement to you each quarter so you can monitor your credit union account.

Adult Savings Stamps

We have recently introduced a 2 Euro savings stamp which can be purchased in the banking hall of our main office in Youghal.

Foreign Exchange

Bureau de Change

We offer full bureau de change facilities in all the major currencies for our members.

Western Union

Western Union money transfer allows you to send or receive money from anywhere in the world in a matter of minutes.

Drafts

We sell drafts in Euro, Sterling and US dollars.